Working Capital Loan

Overview

What is Working Capital Loan

A Working Capital Loan provides essential financial support for businesses to manage daily operations, cover short-term expenses, and maintain cash flow. At SBJ Fintech, we understand diverse business needs and offer flexible working capital loans with competitive terms, ensuring quick and hassle-free access to funds, empowering your business to operate and grow with ease.

Working Capital Loan Features

  • Flexible Loan Amount
  • Competitive Interest Rates
  • Unsecured Loan Option
  • Multiple Usage Options
  • Overdraft Facility Available

Eligibility Criteria for Working Capital Loan

  • Age Requirement

    The applicant must be between 21 to 65 years at the time of loan maturity

  • Annual Turnover

    The business must meet the minimum turnover requirement

  • Credit Score

    A good credit score (preferably 700 and above) for better loan approval chances

  • Business Type

    Available for sole proprietors, partnerships, private limited companies, and LLPs

Documents Required for Working Capital Loan

   Pan card of the company    Proof of business registration including partnership deed, certificate of corporation    Bank statements for the last 6 months    Income Tax Returns (ITR)    Audited financial statements    KYC documents ID and address proof    Ownership of the property whether it's personal or commercial    Loan details of an existing Loan (if any)    Address Proof    Sales Tax challans of previous three years
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