Od Limit Over Draft

Overview

What is Od Limit Over Draft

An Overdraft (OD) Limit provides essential financial support for individuals and businesses to manage cash flow, cover unexpected expenses, or meet working capital needs. At SBJ Fintech, we understand diverse financial requirements and offer flexible overdraft limits with competitive terms, ensuring quick and hassle-free access to funds, empowering you with financial flexibility and stability.

Od Limit Over Draft Features

  • Pay Interest Only on Usage
  • Quick & Hassle-Free Access
  • No Fixed EMIs
  • Flexible Credit Limit
  • Revolving Credit Facility

Eligibility Criteria for Od Limit Over Draft

  • Age Requirement

    Applicant must be between 21 to 65 years

  • Eligible Applicants

    Available for salaried employees, self-employed professionals, and business owners.

  • Business Vintage (For Self-Employed & Businesses)

    The business should be operational for at least 2 years

  • Minimum Income Requirement

    Applicant must meet the minimum income

  • Credit Score

    A credit score of 700 or above is preferred for better approval chances

  • Residency Status

    Applicant must be an Indian resident with valid KYC documents

Documents Required for Od Limit Over Draft

   Identity & Address Proof    Income Proof    Photo    Bank account statements (last 6-12 months)    Business Proof    Proof of Address & Photo Identity
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